Our Solutions
Tailored solutions, fresh thinking
Our core solutions build on proven structures – many of which we helped pioneer – adapted and tailored to the specific needs of clients across global insurance markets.
We are flexible in both the lines of business and geographies we take on. From large, complex portfolios to smaller transactions, we deliver specialist expertise across property and casualty classes, including workers’ compensation, asbestos, environmental, construction defect, general liability, and property.
No two partnerships are the same.
Our ability to adapt our proven structures or create new combinations to fit client-specific goals is a core strength of Enstar.
Loss Portfolio Transfer (LPT)
We assume financial responsibility for all future claims payments on a defined re/insurance portfolio, from the ground-up and up to an agreed limit.
Adverse Development Cover (ADC)
We provide protection for reserve deterioration above a set retention. ADCs can be ‘in the money’ (attaching below our cedant’s held reserves) or ‘out of the money’ (responding at or above our cedant’s held reserves).
Insurance Business Transfer (IBT), Part VII, Division 3A
We take legal assumption of an entire re/insurance portfolio – including all assets, liabilities and policies – typically under set legal frameworks which vary by jurisdiction.
Legal Entity Sale
We acquire a full legal entity, assuming all of its capital, assets, liabilities and infrastructure. This allows clients to cleanly exit entire operations or jurisdictions.
Reinsurance to Close (RITC)
We provide RITC transactions where entire years of account are transferred from a Lloyd’s syndicate to Enstar’s own dedicated syndicate at Lloyd’s.
Insurance-Linked Securities (ILS)
We help ILS managers and investors unlock capital and enhance portfolio performance.
Through innovative structures such as our Forward Exit Option (FEO), we deliver smart collateral release and liquidity solutions that free capital, recycle funds, and drive returns on go-forward underwriting. Our A-rated flagship carrier, Cavello Bay, offers fronting capacity for MGAs, ILS managers, and other risk transfer partners.
